Individual Tax Returns

A good tax preparer, available year-round

We welcome individual tax clients at every level of complexity. Because much of our work involves estates, trusts, and older taxpayers, we naturally see the situations that trip up generalist preparers: inherited assets, retirement distributions, K-1s from multiple sources, and multi-state filings.

Federal & state returns
Investments & K-1s
Retirees & surviving spouses
Year-round availability
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Individual Tax Return (1040)

Federal and state returns for individuals and families: W-2 income, itemized deductions, credits, and everything in between.

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Investments & K-1s

Publicly traded partnerships, passive activity rules, NIIT, and multi-state filing obligations from partnership and trust investments.

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QBI Deduction (Section 199A)

20% deduction on income from partnerships, S corporations, sole proprietorships, and qualifying rentals. Includes QBI from trust and estate K-1s.

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Inherited Assets & Stepped-Up Basis

Sale of inherited property, basis tracking at death, partial step-up for community property, and coordination with estate records.

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Inherited Asset Basis

Your basis on inherited property: what it is, how to document it, and what happens if the estate filed a 706.

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Income in Respect of a Decedent

Inherited an IRA or received income earned by someone who passed? It is fully taxable with no step-up. If estate tax was paid, there is a deduction most people miss.

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Inherited IRAs

Which rules apply to you, whether you must withdraw every year, how it is taxed, and how to fix a missed withdrawal.

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Executor & Trustee Fees

Paid for serving as executor or trustee? How the fee is taxed, and when waiving it makes more sense.

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Disclaimer Planning

You can refuse an inheritance so it passes to the next person in line. The deadline, the traps, and inherited IRAs.

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In-Kind Distributions

Received property from a trust or estate instead of cash? Your basis depends on where it came from and how it was handled.

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Retiree Tax Returns

RMDs, inherited IRAs under the SECURE Act, pension income, Social Security taxation, and IRMAA implications from large distributions.

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Surviving Spouse Returns

Joint filing in the year of death, qualifying surviving spouse status, inherited retirement account decisions, and the transition to filing alone.

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Children's Returns & Kiddie Tax

Minors with investment income, UTMA/UGMA accounts, inherited assets, and the kiddie tax rules that tie a child's liability to the parent's rate.

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706 & 709 Coordination

Estate and gift tax filings for individuals with significant assets: lifetime exemption tracking and portability planning.

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State Inheritance Tax

Five states tax what you inherit, based on your relationship to the person who died. Spouses pay nothing; friends can pay up to 16%.

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Grantor Trust Returns

If you created a trust that's treated as a grantor trust, the trust's income goes on your 1040. We make sure it's reported correctly.

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Charitable Trust Distributions

Receiving payments from a CRT, or reporting income from a grantor CLT. We handle the four-tier K-1 on your 1040.

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Charitable Deductions for Trusts

If the trust gives to charity, it reduces your K-1 income. But the rules are different from your personal charitable deduction.

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Special Needs Trust - Beneficiary

Trust K-1 reporting, ABLE account coordination, and a clean income record for benefits purposes.

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ILIT - Grantor Returns

You created an ILIT. We handle the grantor trust income on your 1040 and the gift tax on your contributions.

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GRATs - Estate Freeze

Transfer appreciating assets to your heirs at a reduced gift tax cost. If they beat the IRS hurdle rate, the growth passes tax-free.

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QPRTs - Transfer Your Home

Transfer your home to your heirs at a discounted gift tax value. Keep living there for a set term, then it's out of your estate.

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GST Tax - Grandchildren

Planning to leave money to grandchildren? There is a separate 40% tax for transfers that skip a generation. You have a $15M exemption to shield them.

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ESBT - S Corp in a Trust

S corp stock in a trust with multiple beneficiaries: the ESBT election, what it costs, and when a QSST might be better.

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QSST - S Corp in a Trust

S corp stock in a single-beneficiary trust: income taxed at your rate instead of 37%.

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Passive Activity - Rental in a Trust

Own rental property through a trust? The losses may not be deductible the way they would on your personal return. The rules are stricter.

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Multi-State Trust Taxation

Receiving distributions from a trust in another state? We sort out which states you file in and make sure you get credit for taxes already paid.

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Foreign Trust Reporting

Received money from a foreign trust or inherited from a non-U.S. relative? The IRS requires specific reporting, and the penalties for not filing are steep.

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Excess Deductions on Termination

A trust or estate just closed and you got a final K-1 with unused deductions. Some go above the line, some are itemized. We sort it out.

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Prior Year & Amended Returns

Catching up on personal filings, correcting misreported K-1 or retirement income, and resolving IRS notices, federal and state.

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